Recommendation needed for French Bank |
englishimmigrant posted on 02/11/2009 at 13:15
 e-mail englishimmigrant |
Bonjour, Can anyone recommend a good French bank, low charges and good interest rates on savings? Merci |
Helene-elaine replied on 07/11/2009 at 06:05
e-mail Helene-elaine |
Hi.
I found Credit Agrigole in Niort wonderfully helpful when purchasing my property.
The Madame Bank Manager charming.
The paperwork was a little daunting....amount, and of course all in French, but I'm sure that would be par for the course with any lending institution.
Bon luck.
Helene-elaine |
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Clara Martin replied on 07/11/2009 at 10:58
e-mail Clara Martin |
There is a lot less available in terms of savings accounts in France than in the UK: the livret A or Livret Bleu is limited to one per person and around 16 000 EUR - it pays a fixed pittance which is the same no matter who you bank with. For occasional good offers the internet banks like Ing are OK, but they only guarantee a good rate for a few months and then there is nowhere else to go when the rate drops as few banks do these offers, and they only tend to do them once or twice a year, and then only on "new" funds - you can't transfer money from an account you have with them to get a better rate. It's all pretty grim for the ordinary saver.
If you can tie your money up for eight years then you can get a better rate (because it becomes tax free, although you still have to pay national insurance on your interest), but even that fluctuates.
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Sooznterr replied on 07/11/2009 at 23:32
e-mail Sooznterr |
We're with Britline, the english speaking branch of Credit Agricole, they are very good and you e-mail or phone in English.
Bonne Chance |
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sammie replied on 13/11/2009 at 10:08
e-mail sammie |
Credit Agricole although English speaking charge for lots of things - I have avoided them personally. Caisse D'Epargne charges were also quite high. I am with Societe generale - but if you can go for internet banking and your French is a good standard then fees and rates are good.
Sammie |
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